Welcome to Apply Financial, Canada’s mortgage marketplace™
One mortgage application opens the door to multiple competing lenders
Confidentially shop for your best options, with no mortgage broker filter.
No sales calls. No credit impact.
Confidentially shop for your best options, with no mortgage broker filter.
No sales calls. No credit impact.
One mortgage application opens the door to multiple competing lenders
Easy & Flexible Application
Complete your personalized mortgage application at your own pace and pick up right where you left off anytime —your progress is always saved.
Privacy First
Remain fully anonymous to lenders until you’re ready; only the lender you choose will receive your contact details.
Fast Completion
Most applicants are able to complete the entire process in about 30 minutes.
No Documents Needed Upfront
Upload documents only after selecting your mortgage offer, with no need to repeat ID verification or credit checks you’ve already completed.
Start your mortgage application
Ready to make an offer? Take your time filling out your application in our secure environment
Have pre-approvals with us
Convert your pre-approval to an application for your specific property here
Looking for Pre-approval? Start Here
To hear from our market experts or understand the entire process.
Friendly, real-time support available at 1-866-808-9388.
No one will call you unless you ask us to.
Friendly, real-time support available at 1-866-808-9388.
No one will call you unless you ask us to.
Why use Apply Financial, Canada’s mortgage marketplace?
Access Top Lenders
With one personalized adaptive application, reach Canada’s most competitive lenders. Without affecting your credit score.
Your Privacy Protected
No sales calls. We keep you anonymous until you choose to act. If you move forward, only that lender receives your contact info—no unwanted calls.
Competitive Lenders
Watch lenders compete for your mortgage.
Shouldn’t lenders be competing for your mortgage?
One application connects you to multiple lenders competing for your mortgage, letting you stay anonymous until you choose. Our adaptive form saves time, invites Canada’s most competitive lenders, and delivers their best terms within 24 hours, so you can hear from lenders directly with no broker filter.
Our Lenders Include
