Welcome to Apply Financial,
Canada’s mortgage marketplace™
Canada’s mortgage marketplace™
Anonymously shop multiple mortgage lenders at once.
No Broker filter. No sales calls. No credit impact.
No Broker filter. No sales calls. No credit impact.
Shouldn’t lenders be competing for your mortgage?
Complicated situation? Straight forward? One application connects you to multiple lenders competing for your mortgage. Stay anonymous until you choose. Our adaptive form saves time, invites Canada’s most competitive lenders, and delivers their best terms within 24 hours.
Why use Apply Financial, Canada’s mortgage marketplace?
Competing Lenders
With one personalized adaptive application, anonymously receive multiple lender proposals. Our lenders include Canada’s most competitive start-ups and established lenders.
Apply ‘Incognito’
We keep you anonymous until you choose to act. If you move forward, only your chosen lender receives your contact info. No sales calls, but we are here to help if you need us.
Apply Your Way
Take control of the application process. Start when you are ready—work at your own pace. Leave and come back later, we are 100% online.
Ready to start?
Start your pre-approval application
Ready to start shopping? Take your time filling out your pre-approval application in our secure environment
Start your mortgage application
Ready to make an offer? Take your time filling out your application in our secure environment
Time to renew or refinance?
Is your current mortgage coming due in the next 6 months? Lets find your best rollover offers from our hundreds of lenders
Today’s Best “Posted Rates”
Posted rates only serve as a guide to understand the general level of market rates. Why? If you have strong credit there are lenders offering hidden mortgages below their, or others, posted rates that you likely qualify for.
If you have weaker credit or a complicated situation, you may not qualify with the lender posting the best rate–in this case it’s super important to shop lenders for your unique best rate
If you have weaker credit or a complicated situation, you may not qualify with the lender posting the best rate–in this case it’s super important to shop lenders for your unique best rate
Adjustable Rate
4.19
%
5 Years
Fixed Rate – Closed
4.44
%
2 Years
4.09
%
3 Years
3.99
%
5 Years
5.24
%
10 Years
Our Competing Lenders Include
